What’s around your home that could increase the risk of a visitor getting hurt? For most property owners, that might seem like an odd question to consider. But if you haven’t thought about it yet, there’s a good chance you’re leaving gaps in your home insurance coverage. Sometimes you need more protection, and that’s exactly where umbrella insurance becomes so helpful.
At Worthington Carroll Agency, we work with you to make sure your coverage reflects the real risks you face. If you need umbrella insurance in Port Jervis, NY, give us a call, and we can help you upgrade.
If You Have These Three Things, You Need More Protection
There are many types of risks within the home environment, but three of the most common ones that warrant additional insurance include:
- Swimming pools: If you have a swimming pool at home, even with proper fencing and safety measures in place, there’s a much higher risk of someone suffering a serious injury from a fall, a blow to the head, or an incident in the water.
- Dogs: Some insurance companies want to know whether you have a dog and what breed it is. Certain breeds carry a higher risk of causing serious injury to guests, which increases your exposure to a significant loss if a bite occurs. Make sure your agent knows about any pets in your home.
- Inexperienced drivers: If you’re adding a new driver to your home policy, consider increasing your coverage. New drivers are statistically more likely to be in an accident, and this type of policy helps protect you if you face a lawsuit.
Ready for More Coverage?
At Worthington Carroll Agency, we can help you get umbrella insurance in Port Jervis, NY, that gives you peace of mind.
