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Worthington Carroll Agency

169 Jersey Ave
Port Jervis, NY 12771

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New York Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance in New York

Are you searching for coverage for your boat or other watercraft? There is nothing just like being on the water, especially when it’s in your boat. Worthington Carroll Agency wants to protect you while on the road or on the water. We will work with you to find a policy that meets your needs. We offer a variety of customized protection and are located in Port Jervis, NY.

Boat/Watercraft Insurance Requirements

New York state doesn’t require boat owners to obtain insurance. But, you may need to purchase a policy if you finance or lease your watercraft. Furthermore, it is typical for a marina to request proof of insurance.

Boat/Watercraft Insurance Coverage

Here is what boat insurance covers:

  • Physical damage- This protects your boat while on the water and land if it gets damaged. Physical damage includes fire, explosions, overturns, theft, sinking, vandalism, and windstorms.
  • Liability- This protects your financial future if you are held responsible for property damage or injuries resulting from an accident with another boat, swimmers, skiers, docks, and more.
  • Water equipment- This coverage protects your water equipment, such as water skis, electric trolling motor, safety, life equipment, and more, if damaged or stolen.
  • Fuel spill- This will cover the cost of cleaning up fuel or oil from an accident.
  • Uninsured/underinsured- This will protect you against damages sustained in an accident if you get into an accident with another boater who doesn’t have insurance.


To obtain a quote for boat insurance, give us a call here at Worthington Carroll Agency today. We are located in Port Jervis, NY. We can help you find coverage that meets your specific needs.

  • Foremost
  • National General Insurance company
  • New York Central Mutual
  • The Hartford
  • Travelers Insurance co.

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