You work hard to make your business successful. As such, you must do everything possible to protect it. When operating a business of any size in Port Jervis, NY, understanding the basics of insurance is essential. At Worthington Carroll Agency, we’re here to help.
There Is No "One Size Fits All" Policy
Despite what some may claim, there’s no such thing as a "one-size-fits-all" insurance policy. While some companies might suggest that all you need is commercial insurance, the reality is far more complex.
Here are a few factors to consider:
- Whether you work from home or have a commercial location
- Whether customers visit your business location
- The likelihood of employees getting injured
- Whether you use company vehicles
- The value of your business assets
These are just a few aspects that influence the type of insurance your business requires. Insufficient coverage can leave your Port Jervis, NY business vulnerable, but there are ways to prevent that.
Don’t Assume You’re Covered
Making assumptions about your coverage can be risky. For example, many at-home business owners mistakenly believe their home insurance covers their business operations. Similarly, some business owners assume their personal auto insurance will protect company vehicles.
Never assume. If you’re unsure whether your commercial policy provides adequate coverage, it’s best to ask an expert.
Work with an Experienced Agent
If your business isn’t adequately protected, you could risk losing everything. A single accident with insufficient coverage could lead to bankruptcy. Fortunately, there are ways to safeguard your business.
At Worthington Carroll Agency, our agents are not only knowledgeable but also genuinely care about our clients. Contact us today, and let us help you protect your business effectively.
